QuarterWise 1099 Tax Planner

Terms of service

Effective 2026-10-02. By using QuarterWise 1099 Tax Planner you agree to these terms.

The service

QuarterWise 1099 Tax Planner is a tool provided by Zovo for use inside ChatGPT and other MCP clients. QuarterWise 1099 Tax Planner estimates 2026 federal self-employment tax and income tax for freelancers, independent contractors, and gig workers, then turns it into a Form 1040-ES quarterly payment plan. It follows the IRS 2026 Form 1040-ES worksheets: 92.35% of net profit, 12.4% Social Security up to the $184,500 wage base (minus W-2 wages), 2.9% Medicare, 0.9% Additional Medicare Tax, the deductible half of SE tax, the 20% QBI deduction below the threshold, 2026 brackets and standard deduction, the child tax credit, and the 100%/110% prior-year or 90% current-year safe harbor.

Acceptable use

Do not use the service for unlawful purposes, to infringe the rights of others, or to disrupt or overload the service.

No professional advice

Results are generated by deterministic calculations from the inputs you provide. They are informational and are not legal, tax, financial, or other professional advice. Check important results before relying on them.

Your content

You keep ownership of the content you enter. You grant us only the rights needed to process it and return the result.

Availability and warranty

The service is provided "as is" without warranties of any kind. We may change, suspend, or discontinue it at any time.

Liability

To the maximum extent permitted by law, Zovo is not liable for indirect or consequential damages arising from use of the service.

Contact

support@zovo.one